Logo, company name Description automatically generated with medium confidenceNRIs Increasingly Choose Tata AIA's Param Raksha Life Pro+ for Long-Term Protection and Investment Planning

Mumbai, January 03, 2026: Tata AIA Life Insurance, one of India's renowned life insurers, is witnessing growing adoption of Param Raksha Life Pro+ among Non-Resident Indians (NRIs). The comprehensive life and wealth solution addresses the unique protection and investment needs of NRIs living abroad. It provides financial security for families in India while offering potential wealth growth opportunities. Param Raksha Life Pro+ combines life coverage with market-linked returns. This dual benefit structure helps NRIs secure their family's future in India while building long-term wealth across borders. Key Highlights of Param Raksha Life Pro+ for NRIs • Market-Linked Wealth Creation: It provides market-linked returns through a Unit-Linked Insurance Plan (ULIP). This helps NRIs participate in India's economic growth while managing investment risks • Flexible Policy Structure: It offers various premium payment terms, an entry age from 18 to 65 years, and coverage for up to 100 years, suiting NRIs at different life stages • Wellness Benefits: The plan is integrated with the Tata AIA Health Buddy which helps in complimentary Doctor teleconsultations, Accidental disability cover & critical care support • Zero LTCG & Multiple other benefits: No long-term capital gain tax meaning maximise overall returns Param Raksha Life Pro+, a well-designed life insurance plan, ensures comprehensive financial protection for NRI families. It ensures that the policyholder's family in India is protected. The plan includes a substantial life cover benefit. This cover provides a crucial lump sum payment. This is paid if the policyholder passes away during the policy term. This payout enables families to immediately compensate for the loss of earnings. It helps them continue their existing lifestyle in India without disruption. The amount can be used to clear pending financial obligations or home loans. This essential coverage safeguards the family's financial future over the long term. This is a particularly valuable investment for NRI who may be the primary earning members working outside India. Beyond the life coverage, the plan provides protection against accidental disability as well. A lump sum payment is made in case of total and permanent disability. This financial assistance supports expenses related to extended medical care. It can also offset rehabilitation costs or compensate for lost earning capacity. For NRIs navigating healthcare systems across borders, this coverage can be invaluable. The Terminal Illness benefit stands out as a unique offering. A percentage of the death benefit is released in advance. This happens when a covered terminal illness is medically confirmed. This advance payout delivers vital financial resources during challenging times and eases the burden of mounting medical expenses for families. The support helps precisely when families need it most. NRI customers benefit from considerable payment flexibility under Param Raksha Life Pro+. They can choose from multiple limited premium payment options. The minimum payment duration can be as brief as five years. This adaptability ensures premium schedules match individual income flows and overseas earning cycles. Life coverage under the plan extends to a maturity age of 100 years. Individuals aged 18 to 65 are eligible to enrol. This broad eligibility range welcomes diverse customers. The plan caters to young professionals beginning their international careers as well as seasoned NRIs securing their family's financial protection in India. The investment component of the plan is linked to market performance. Premiums paid towards the investment portion are allocated to professionally managed funds of Tata AIA. This offers NRI policyholders the opportunity to build wealth over time while participating in India's growth story. Depending on the fund's selection and market performance, the ULIP plan may help generate potential returns and help meet future financial goals like retirement planning or funding a child's education in India. The premiums paid towards this policy may qualify for tax deductions. These benefits are available under section 80C of the Income Tax Act. The final payouts received by the family are also exempt from tax, subject to the applicable conditions. NRI customers can consult a tax advisor on the latest benefit rules and implications for their specific country of residence. The plan also includes several other benefits. These add-ons can enhance the coverage further. These include: • Accidental Disability Protection: Receive comprehensive disability cover, with 2x benefits for accidents occurring in public transport • Accidental Death Protection: Provides enhanced accidental death cover with 2x payout for public transport accidents • Terminal Illness Benefit: Receive an advance payout of 10% of the sum assured upon diagnosis of a terminal illness (with term booster) All these benefits together make Param Raksha Life Pro